Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, 20but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. 21For where your treasure is, there your heart will be also.

Matthew 6:19-21 

Why Your Spending Shapes Your Heart

| Oct 14, 2013

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Notice with me the many words Jesus uses in this passage to highlight the importance of the location of our values. I have bolded such words for your convenience.

Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also.—Matthew 6:19–21

Jesus knows the power of money. He taught his disciples that if money is their god, then God cannot be their God. “You cannot serve God and money” (Matthew 6:24). The way we invest our money reveals what we really worship—what really masters us.

Therefore, Jesus exhorts us to be wise about where we invest our money. To invest it here on earth is pitiable folly, but to invest it there in heaven is plenteous fortune. Here, our riches are perishable and vulnerable. Moth, rust, and crooks will damage and destroy them. But there, our riches are endurable and impenetrable. Moth, rust, and crooks can’t even touch them. Their value and benefit are permanent in heaven.

It would be good to illustrate a phrase that has seemed redundant to me: “Where your treasure is, there your heart will be also” (Matthew 6:21). Isn’t that painfully obvious? Perhaps. But I think Jesus is saying, “Where you invest your belongings is where your mind will drift and where your concerns will dwell.” In other words, you care about what you invest in.

I once heard of a couple who gave financially to Desiring God’s efforts to re-structure their website and to post high quality audio of all of Pastor John’s sermons from all the way back to 1980. After this couple gave, they checked the website every day for updates. Having invested their own money, they longed for God to meet Desiring God’s need so that others could benefit from their newly designed website and sermons.

In other words, since their treasure went to Desiring God, their hearts also went to Desiring God. They cared deeply about these projects, and their investment not only displayed their care, but it also deepened their care.

So, I encourage you to pray over how you spend your money. If you want a God-centered heart, then make God-centered investments.

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